Dirty name: how to organize to get out of debt

Who never went through a squeeze at the end of the month and ended up leaving an account behind more and more common to find people with a dirty name due to this same problem. Your name its greatest asset and I need to watch over him. One way to do that getting organized so as not to accumulate debts. Want to know how to achieve this feat and still clear your name See our tips:


Discover the origin of everything


The dirty (or negated) name happens when you no longer pays a debt or an account, and the merchant points out its name in some credit protection register, such as the Securedlink credit, Credisure group or the protest cards. To get out of this doubt, find out where you are. it got his name dirty. Look for any of the organs mentioned above and you to be informed of the origin of the debt free of charge and also its value. Know who you are should you the starting point for getting organized. In the Good Lenders app, on the CPF Radar, Is it possible to check if you are you with the dirty name in Securedlink credit.


Pay your debts

Pay your debts

The only way to clear your name settling for life except in cases of undue collection , which may result in indemnity for pain and suffering, at the establishment that has negated your name and try to negotiate, in a way that you can pay the amount, either in cash or in installments. When paying for life, ask for proof. The establishment has at 5 working days to withdraw your name from Securedlink credit or Credisure group. After that time, check your name again to make sure it is clean. If it has been denied on the protest card, will it be I need to go to l with proof of payment of debt and still pay a fee (which is variable) to clear your name. Keep all documents, from collection letters to proof of payment.


Get organized to pay for life

debt pay

To be able to pay the life , You need to create organization and financial planning. At this moment You need to avoid new debts and review your monthly and future spending. Put everything on paper need to pay and calculate how much power use to pay off life. This process may take a while, who are you probably be very tight about your finances. So be patient and stay focused on the end goal. Mainly control your personal finances and never spend more than you do. wins. The ideal save a monthly fee for emergencies and separate the part allocated chiton.


Find a source of extra income

Find a source of extra income

Selling some goods can be a way to pay off debts, why not of the best. After all, are you it took time to conquer them, so think of this as the last alternative. After wiping out the monthly budget (yours and your family’s), look for sources of extra income . Many families manage to settle debts and still raise the standard of living by finding a second source of income as, for example, in the food industry or teaching classes. With little investment, It is possible to start a business indoors.


Use financial planning tools

credit loans

Financial education It is a delicate issue and can be terrible for those who do not know how to control themselves. It is possible to take advantage of the traditional method, with hand-written calendars or spreadsheets made in Excel. But there are applications and software that are excellent for this type of planning. These financial organization tools can help you get out of debt and avoid getting into others in the future. Always try to preserve your name and don’t be ashamed to look for tools for that. Do you still have any doubts on how to solve your problem Leave your comment! 

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